The Financial LifeVerse is an immersive digital ecosystem designed to build financial capability and digital resilience in young people through a gamified, narrative-driven city. This educational framework uses a "Continuous Immersive Learning Loop" that transitions from asynchronous individual exploration to synchronous collaborative workshops and final real-world application. Participants navigate four distinct territories—covering everyday choices, digital risks, future planning, and sustainability—where they engage with simulators, interactive videos, and peer-led debates. Progress is measured by an OECD-aligned tracking system that rewards active decision-making, self-reflection, and tangible behavior changes rather than passive content consumption. By integrating youth co-creation and facilitator toolkits, the program ensures the learning experience is both authentic and scalable across European educational contexts. This methodology ultimately aims to transform impulsive financial reactions into informed, ethical, and sustainable life habits.